ABOUT ACE INSURANCE The ACE Group of insurance and reinsurance companies serves a variety of clients around the world, from large multinational corporations to individuals in local markets. Guided by a strong underwriting and service culture, we embrace the challenge of helping our customers manage risk, so they can continue in their pursuit of progress. KEY FACTS The ACE Group Origins dating back to 1792 with the Insurance Company of North America (INA) Corporate headquarters in New York Global breadth: more than 10,000 employees in over 50 countries Leading provider of insurance and reinsurance, including financial services Diverse product portfolio: Marine, aviation, property, energy, directors & officers, construction, mortgage disaster liability, casualty, accident & health, personal lines and life products Financial strength: assets exceeding US$60 billion Diversified earnings stream with approximately 50% of revenue and earnings derived outside the U.S. Strong balance sheet: A+ rated by Standard & Poor’s and A.M. Best on a track record of performance – underwriting profit and investment returns ACE in Asia Pacific Extensive network – Australia, Hong Kong, India, Indonesia, Korea, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand and Vietnam Largest shareholder in strategic partnership in China with Huatai Insurance Company Product flexibility and development led by underwriters with deep industry knowledge Well-known reputation for Direct Marketing expertise using creative distribution channels Disciplined culture of underwriting Tailor-made coverages backed by customer-centric service PRODUCTS & SERVICES Property With our international network offering local service and global capacity, staffed by experienced property professionals who know and apply the industry’s best practices, ACE can customize a broad range of property insurance solutions regardless of your company’s size. These can include tailored engineering and risk management programs as well as benchmarking programs that allow you to compare risk performances across different facilities and locations within your organization. Casualty & Liability With a strong capital base and an international network of claims centers and risk control professionals, ACE offers risk managers and brokers a wide variety of innovative casualty products and services on a primary, excess or umbrella basis. Energy & Utilities ACE specializes in the onshore and offshore energy markets, providing coverages in the construction or operation of power plants, oil and gas refining facilities, energy casualty coverage and high rise commercial buildings against the risk of damage to physical assets. In addition, we also cover any other losses incurred as a result of mechanical failures, disruptions to telecommunications or utilities and other corporate and industrial risks. Marine ACE is one of the world’s largest providers of commercial marine protection. In the Asia Pacific region, we specialize in the cargo business offering highly competitive rates and terms, risk management services, global claims service and support, recovery expertise and comprehensive coverage. Financial Lines ACE is an internationally acknowledged provider of professional liability, directors & officers liability, and other financial lines. We offer a range of products designed for over 100 classes of professionals through our network of offices. Commercial Lines Utilizing cutting-edge technology, ACE Commercial provides mono-line, multi-line and tailored insurance solutions catering to the small-to-medium sized enterprise (SME) segment at competitive rates and terms through selected intermediaries and distribution channels. Accident & Health Committed to help insured groups and individuals withstand the serious impact of sudden injury or catastrophic sickness, ACE Accident & Health’s team tailors coverage with non-traditional benefits and features, enabling insureds to receive the coverage they most need. Personal Lines From auto and home insurance to specialty personal insurance products, ACE’s personal and consumer insurance offerings provide individuals with the comfort they want and the coverage they need.